2017年5月14日星期日

The difference between US medical insurance and Chinese medical insurance

 The United States has a wide variety of medical insurance, often confused the initial applicant unintelligible, for students to set the student health insurance, but also for the rich set of unlimited real insurance for private insurance.  This is very similar to China.
In the United States, most of the rich have a private doctor, in any part of the world to see the cost of all the "real newspaper", on condition that the monthly payment of expensive insurance. Of course, this is nothing for the rich man. But for the poor, the US health insurance is quite unfriendly. The poor can only find those low insurance premium insurance institutions, to the designated hospital. Those who make ends meet may not attend any medical insurance, and if they have to wait, they can go to the long queues of public hospitals and fill in a lengthy and cumbersome form to obtain a free prescription. And as far as I know, the American ambulance is super super expensive, do a car, you may want more than $ 1,000. 30 years ago, ambulance to send patients to the hospital are generally free of charge, the cost borne by the taxpayer, as a municipal service project, or by the volunteers to provide services. Today, as with other aspects of the US health care system, most ambulance services are commercial, leading to a sharp rise in US health care costs. Often, the patient first takes a low cost ambulance and receives an expensive emergency room.
Compared with the United States emergency care work, China's health care system by some experts as the reform of China's social security system, the most failed one. The following are the same as the "
Currently circulated in China, a verbal meditation is: do not get sick, lack of lack of money. At present, the fairness of medical services in China is declining and inefficient. But also in a variety of ways to make money, completely contrary to the basic laws of medical and health services. Some of the VOA listeners talked about China's health care reform in the audience hotline, and some even miss the Mao Zedong era barefoot doctors, public health care, cooperative medical system.
In China, the doctor is expensive, difficult to see a doctor of the Chinese people to become the first focus of attention. It looks like the situation around the world is about the same. Fortunately, China's ambulance is free, but recently seems to have a new policy introduced, China's free ambulance has to become history.
China is now a lot of medical insurance is a lot of problems, and now many people simply can not go to the hospital, and some Chinese doctors like to instigate the patient to buy expensive medicine, a lot of expensive medicine or even not cure the disease. It is because the government invested in medical institutions, supply capacity is weak, in turn the medical institutions into the market so that their own to adapt to the market, self-financing, so the hospital has no way, in order to avoid the closure, it can only improve drug prices. That is, this way, leading to poor people see more and more difficult to see a doctor. And the difference between China's treatment is very serious, such as you come to Shanghai, in Beijing, Beijing is more expensive to see a doctor than in Beijing. And there is a large gap between the different groups of people and the medical level in different areas, resulting in a lot of people do not participate in medical insurance.

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